| Checking & Savings |
Checking
We've got your style!
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The type of account you qualify for is based, in part, on information we receive from ChexSystems and your credit report. For a quick comparison of our Lifestyle checking account products see our Checking Account Comparison Chart below. With all your accounts, you have virtually 24-hour access to all your account history and balance information through MARS, our telephone audio response system, and PCBranch online banking. In addition to the benefits listed in the Checking Account Comparison Chart below, you will also enjoy all these FREE services with your checking account:
Lifestyle Checking E-Access Checking Lifestyle Plus Checking Freestyle Checking |
| Account Name | Monthly Service Fee | Min. Opening Balance | Balance required to earn interest | Bill Pay | VISA debit card | CO-OP Network ATMs | Shared Branch Transactions | Teller Access Fees |
| Lifestyle | Free with Direct Deposit or $500 average monthly balance, otherwise, $5. | $25.00 | $2,000 monthly average balance | Free | FREE | FREE | 5 free/month, $1 each thereafter | None |
| E-Access | Free with Direct Deposit, otherwise $5. | $25.00 | N/A | Free | FREE | FREE | $ 5 per transaction | $2.50 per transaction if it could have been performed electronically. |
| Lifestyle
Plus* (Age 55 and better) |
FREE | $25.00 | $2,000 monthly average balance | FREE | FREE | FREE | 5 free/month, $1 each thereafter | None |
| Freestyle** (Ages 16-19) |
FREE | $25.00 | N/A | N/A | FREE | FREE | 5 free/month, $1 each thereafter | None |
* One box of USACU Image Checks per year
** Account holder under age 18 requires a guardian signature on the account