IRAs & CDs

• Classic Certificate of Deposit
  Get the most from your money with a Certificate of Deposit from USACU. Open a Certificate of Deposit with as little as $1,000 and let it work for you. We offer terms from 6 months to 3 years. To see current rates, click here.
• IRA Share Account & CD
  The future isn't going to wait until you've 'got it all together', so prepare for it now with our IRA Share Account or one of our IRA CDs. Open one with as little as $100 and make deposits up to the yearly contribution limits to get that retirement nest egg started. To see current rates, click here.
• Education IRA
  College tuition keeps going up, so get a jump on things by opening up an Education IRA. While the contribution is not tax-deductible, earnings grow tax-free and you pay no taxes or penalties on money withdrawn to pay for qualified higher-education expenses.
• Roth IRA
  New tax laws let you contribute even more to your IRA, so now is a great time to open a Roth IRA with us. Social Security may not be enough to cover your future living expenses, so it's more important than ever to utilize this great product. If you've got questions as to which IRA is best for you and your future needs, give us a call. We'll be happy to discuss all the IRA options with you to determine the right one for you.
  
  
• Rates
• CD Calculator
• Fees