Loans & Credit Cards
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Loans & Credit Cards

New and Used Vehicle Loans

Rates starting from:
4.00% APR Fixed Rate


With car manufacturers offering more vehicles to fit a variety of lifestyles, you need a vehicle loan that fits your lifestyle too. Our rates and terms are extremely competitive and designed with you in mind. We'll finance up to 100% of the purchase price, including tax, licensing fees, mechanical breakdown and GAP insurance premiums for loans up to 60 months. Longer terms of up to 84 months are also available. You'll have monthly payments designed for your budget.

The same great rates are available for both new and used vehicles and up to seven model years back. You can even refinance your current vehicle loan from another financial institution for up to 100% of the outstanding loan balance. Some refinances may require a down payment, depending on the value of the vehicle.

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Members! Let our partners at Autoland help you locate the perfect new vehicle. An Autoland consultant can save you hundreds of dollars by purchasing your dream car direct and help you avoid long hours on the dealer's lot.  Donna Foo, our Autoland consultant, is available by phone at 503-641-3519 or dfoo@autoland.com.  If you live outside of the Portland-area, simply call 1-800-334-5335 to locate a consultant near you..

Looking for a gently-used vehicle? Look no further. Our partners at Enterprise Car Sales provide members with the most popular, fully certified, vehicles.  Every vehicle sold goes through a 109-point inspection by an ASE-Certified technician and comes with a 12-month, 12,000 mile limited powertrain warranty.  To inquire about local inventory, contact Alisha March at 503-969-0065 or Alisha.L.March@erac.com.  Local dealerships are located in Beaverton at 10625 S.W. Canyon Road and in Milwaukie at 18720 S.E. McLoughlin.