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Loans & Credit Cards
Other Loans : Personal Loans
Rates as low as 7.00% APR
Variable (LifeStyle Line of Credit)
8.25% APR Fixed
(Signature Loan)
We have the right Personal Loan to fit your
needs. Need a small loan for that extended vacation? We've got it. Unexpected
auto repairs? No problem. USAgencies Credit Union is here to help. Our variable rate line of credit, the LifeStyle Line, can also be used as Overdraft Protection. Signature Loans, our fixed rate loans, can be used for a variety of purposes for everything from medical expenses to debt consolidation. We offer loan limits as low as a few hundred dollars and go up to
$30,000 for the Signature Loan. We can help you increase life's pleasures and help minimize the
effects of life's challenges. We're here to help. For more information, send a
message to our loan department at loans@usacu.org or to apply now, click here.
Comparison Table |
| |
LifeStyle Line of Credit |
Signature Loan |
| Rate Type |
Variable |
Fixed |
| Rate Determined by |
Credit Score, rate indexed to the Prime Rate |
Credit Score |
| Lowest Rate Available |
7.00% APR* |
8.25% APR* |
| Term |
Open-Ended |
Up to 60 months |
| Limits |
Between $250 and $20,000 |
Up to $30,000 |
| Monthly Payments |
$25 or 3%, whichever is greater |
Varies with loan amount, term |
| Annual Fee |
$25 |
None |
| Check writing |
Yes |
No |
| Overdraft Protection |
Yes |
No |
| Unlimited Withdrawals |
Yes |
No |
| Default Rate |
No |
No |
| Available Online Payments |
Yes |
Yes |
*APR=Annual Percentage Rate. Rate quoted is lowest available and is subject to change. Your rate will be based on your credit history. LifeStyle Line of Credit rate is tied to the Prime Rate. |
