| Type of Loan |
Rate Type |
Rates Starting at: |
Rate Determined by: |
Additional Information |
| Auto Loan |
Fixed |
2.99% |
Credit qualifications, application information, age of the vehicle and term |
Purchase or refinance from another institution a new or used auto or light truck. Terms quoted is for 36 months. Other rates and terms available. |
Recreational Vehicles
Purchase/Refinance |
Fixed |
4.00% |
Age of collateral, Loan term, Down
payment, credit, & application information |
Includes boats, travel trailers,
motor homes, fifth wheels, motorcycles and van conversions. Terms up to 180 months are
avail. |
Personal Watercraft/
ATVs/Snowmobiles
Purchase/Refinance |
Fixed |
6.75% |
Age of collateral, Loan term, Down
payment, credit, & application information |
Includes jet skis, wave runners, campers and tent trailers. Terms up to 60 months are
avail. |
| Home Equity (for any legitimate purpose) |
| Type of Loan |
Rate
Type |
Starting
At: |
Determined By: |
Additional Information |
PrimeLine
Home Equity
Line of Credit |
Variable |
4.00% |
Equity Available, Credit
Application information |
Limits from $10,000 - $100,000
indexed to Prime Rate. |
| Home Equity Loans |
Fixed |
4.75% |
Contact Credit Union for
details |
5.16% APR*, second position, includes 1% origination fee. Rate quoted is based on a five-year term with a loan amount of $10,000. Up to 80% Loan-to-value financing for qualified applicants.. |
| Home Refinance Special! |
Fixed |
5.25% |
First Lien Position, 80% Loan To
Value, Credit Application information |
5.44% APR 15 year first trust deed loan, 1.25% origination fee. Save hundreds of dollars in closing costs over conventional financing. |
| Personal Secured (for any legitimate purpose) |
| Type of Loan |
Rate Type |
Starting At |
Determined By |
Additional Information |
| Auto/RV Secured |
Fixed |
6.75% |
Loan amount, Loan term, Credit
Application information |
Acceptable collateral includes
autos, trucks, and all types of recreational vehicles. |
| Share Secured |
Fixed |
2.00% |
Loan term |
Funds on deposit with USACU |
| Certificate of Deposit Secured
|
Fixed |
|
3% over face rate of
certificate |
Loan term cannot exceed certificate
maturity date |
| Personal Unsecured (for
any legitimate purpose) |
| Type of Loan |
Rate Type |
Rates Starting At: |
Determined By: |
Additional Information: |
| LifeStyle Line of Credit |
Variable |
7.25% |
n/a |
Limits between $250 and $20,000. Can also be used as Overdraft Protection. $25.00
annual fee. |
Signature
(Personal Loan) |
Fixed |
8.75% |
Credit Application information |
Maximum $30,000 |
| Visa® Platinum Rewards |
Variable |
8.25% |
credit score |
$20 Annual Fee waived the first year and with annual purchases of $5,000 or more. |
| Visa® Gold |
Fixed |
11.95% |
n/a |
Maximum $15,000, No annual fee |
*APR=Annual Percentage Rate. The rates appearing are accurate and effective
for loans as of the Effective Date indicated on this Rate and Fee Schedule.
Rates are subject to change without notice - if you have any questions or
require current rate and fee information on loans, please call the Credit Union
at 1-800-452-0915.
**APR for 15-year refinance special based on a loan amount of $100,000.
If you have registered for PC Branch you can apply of
many loan products and receive approval within minutes. Visit our
PC Branch home page for additional
information. |
