Loans & Credit Cards
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Loans Rates (Effective 02/01/2010)                 Apply Now


Type of Loan Rate Type Rates Starting at: Rate Determined by: Additional Information
Auto Loan Fixed 4.00% Credit qualifications, application information, loan amount Purchase or refinance from another institution a new or used auto or light truck. Terms up to 60 months.
Recreational Vehicles
Purchase/Refinance
Fixed 4.00% Age of collateral, Loan term, Down payment, credit, & application information Includes boats, travel trailers, motor homes, fifth wheels, and van conversions. Terms up to 180 months are avail.
Home Equity (for any legitimate purpose)
Type of Loan Rate Type Starting At: Determined By: Additional Information
PrimeLine
Home Equity Line of Credit
Variable 4.00% Equity Available, Credit Application information Limits from $10,000 - $100,000 indexed to Prime Rate.
Home Equity Loans Fixed 4.75% Contact Credit Union for details Up to 80% Loan-to-value financing for qualified applicants.
Home Refinance Special! Fixed 5.50% First Lien Position, 80% Loan To Value, Credit Application information 5.62% APR 15 year first trust deed loan, .75% origination fee, (Minimum $300). Save hundreds of dollars in closing costs over conventional financing.
Personal Secured (for any legitimate purpose)
Type of Loan Rate Type Starting At Determined By Additional Information
Auto/RV Secured Fixed 4.50% Loan amount, Loan term, Credit Application information Acceptable collateral includes autos, trucks, and all types of recreational vehicles.
Share Secured Fixed 2.00% Loan term n/a
Certificate of Deposit Secured Fixed 3% over face rate of certificate Loan term cannot exceed certificate maturity date
Personal Unsecured (for any legitimate purpose)
Type of Loan Rate Type Rates Starting At: Determined By: Additional Information:
Line of Credit Variable 8.25% n/a Maximum limit of $15,000, $20.00 annual fee
Signature Fixed 8.75% Credit Application information Maximum $30,000
Overdraft Protection Variable 8.25% Type of checking account Maximum limit of $5,000, $20.00 annual fee
Visa® Platinum Rewards Variable 8.25% credit score $20 Annual Fee waived the first year and with annual purchases of $5,000 or more.
Visa® Gold Fixed 11.95% n/a Maximum $15,000, No annual fee

*APR=Annual Percentage Rate. The rates appearing are accurate and effective for loans as of the Effective Date indicated on this Rate and Fee Schedule. Rates are subject to change without notice - if you have any questions or require current rate and fee information on loans, please call the Credit Union at 1-800-452-0915.

If you have registered for PC Branch you can apply of many loan products and receive approval within minutes. Visit our PC Branch home page for additional information.