Savings

• Membership Share Account   Current Rate: 0.65% APY*
  
  Your membership starts simply by opening up this account with a minimum $5 deposit. Maintain an average daily balance of $200, and you'll start earning quarterly dividends. Every member of the credit union has a share account and it must remain open with a minimum balance of $5 to retain your membership. More Details...

• Money Fund Account   Current Rate: 1.64-1.96% APY* Based on Account Balance
  
  Earn a high interest rate paid monthly on daily balances, have unlimited deposits, and get three free withdrawals a month with this account. It pays you a higher rate of interest while still giving you easy access to your funds. More Details...

• Lifestyle Club Accounts
  
  Saving for a vacation, taxes or holiday shopping isn't always easy, but with these accounts you can make sure it happens. Set aside as much as you want each pay period and watch this account grow. Your balance in this account is automatically disbursed to you the first week in November for the Lifestyle Fall Club Account and the first week in April for the Lifestyle Spring Club Account. We will transfer the funds automatically to another one of your USACU accounts. More Details...

• SuperSaver   Current Rate: 1.61% APY*
  
  Earn a higher rate of interest while preparing for the unexpected. Use payroll deduction or automatic transfers to build this account up to $2,000 and you'll be sure to have that 'emergency cash' should an emergency happen. More Details…

• Save 4 It   Current Rate: 2.79% APY*
  
  We are excited to introduce our new Save 4 it account combining great returns, flexibility and security. This is the perfect Rainy Day Account, because your money is completely accessible should an unexpected expense come up. More Details...