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Auto Refinancing Special

Refinance and save 1.00%*

Apply for Refinance
Already a member? Log in to Online Banking to apply for a refinance.

Same ride. More savings.

Love the ride you already have? From now through March 31st, bring your auto loan to USAgencies and we will save you some cash by reducing your rate by 1.00%, to as low as 2.99% APR*! Love it even more when we cover your title fees for loan amounts over $15,000!

When you refinance to a lower loan rate (and potentially drive down your monthly payment too!), you could save hundreds over the life of your loan.

Get Started!

  • Apply online (or login to Online Banking to apply)
  • Contact our lending services (503) 275-0300 option 2 or (800) 452-0915 option2, or
  • Email loans@usacu.org

*APR=Annual Percentage Rate. Offer not valid on existing USACU auto loans. Minimum loan amount of $5,000. Minimum 2.99% APR*. Refinance available for existing balance and terms up to 72 months. Title fees are waived for loan amounts over $15,000. SmartWay discount cannot be added to rate reduction. Offer runs February 1 - March 31, 2020.  Terms and conditions apply. Connect with us for complete details.