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Credit Cards

simple & rewarding card options

We want to make sure you have a credit card that fits your needs. Nothing complicated. No surprises. Just a great rate and the types of perks you'd enjoy.

Apply for a Credit Card

Already a member? Log in to Online Banking to apply for a credit card.

Visa Gold

Our basic credit card with a low fixed rate and no annual fee. Plus, enjoy a 25-day grace period, no fees or rate changes for balance transfers.

Secure Visa Gold

The same straightforward card as the Visa Gold, but the credit limit is secured by your savings account. It's the perfect tool to help you establish credit.

Visa Platinum

Earn rewards (1 point for every $1 in purchases) you can use towards travel, merchandise or a better interest rate on a certificate or auto loan with us. Enjoy no fees or rate changes on balance transfers. The annual fee can be avoided with a minimum annual purchase - use your card for monthly expenses, pay it off each month, and your point balance will grow.

More Platinum Perks

  • New Visa Platinum cardholders receive double rewards points with a balance transfer done in the first 30 days after activation
  • We invest 5% of net income from our Visa Platinum cards into our Community Giving program

Lost or Stolen Visa Card? No problem.

(800) 442-4757 (within the United States)
(972) 391-6840 (International only)

Important: if you report your USAgencies Credit Union credit card lost or stolen you will be issued a new card number. Any automatic bill payments linked to your card will need to be updated to avoid any breaks in service or potential fees.

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