Youth & Young Adult
Start your kids out on the right path
It's never too early to begin - strengthening your child's financial habits now will make them ready for what's ahead.
Start establishing positive savings and spending habit early with the Kids Club savings account. Designed for children 0 - 12, it's a great way to get your children, grandchildren, nieces, and nephews plugged into the credit union.
Kid's Club Certificate
Open your child's first CD with us - rates are structured to promote strong savings habits early. Plus, enjoy an even better rate if you open the CD within the first two week of establishing their membership.
Starting at age 13, our youth members transition into the Freestyle Savings Accounts. Designed to continue to foster fruitful financial habits, the Freestyle Savings will allow them to grow into smart borrowers.
Open a child's first CD with us - rates are structured to promote strong savings habits early. Plus, enjoy an even better rate if you open the CD within the first two week of establishing their membership.
Starting at age 15, Freestyle members are eligible (with an adult signer) for our Lifestyle Checking account - the next step to practicing money management skills and learning about online and mobile access to their accounts.
Plus, when the time is right for your young adult, we offer ways to help them start establishing their credit with a secured VISA card and a small line of credit that can act as overdraft protection.
Matched Education Savings Account (MESA)
USAgencies has partnered with the Northwest Credit Union Foundation to bring our members MESA. When eligible students save $500 and complete a financial education course, they can earn $1,500 in matching funds. MESA is currently available for low and moderate-income students who attend a college or university (and are residents) in ID, OR or WA. Learn more.